The first step to get out of any sticky situation in life is to acknowledge and recognize the fact that there is indeed a problem. Many people live in denial which is really the easiest way to escape reality. But copying an ostrich who sticks it’s head in the sand when there is trouble doesn’t solve anything, it actually makes it worse.
You just simply have to stop and listen to your gut because it’s telling you that you have to do something now. Thinking for about 10 minutes without interruption can do wonders. Turn off the Ipod, cellphone(Iphone included) and the computer then ask yourself if you are ready to commit yourself to making your life debt free. If you are ready: take the steps and/or be in a FREE online seminar to help you make a plan. I found this Motley Fool site is geared towards real people.
If you are in debt $5,000+ you really can’t afford to be splurging on gifts this Holiday season. So if you purchased a 42+ flat screen TV on 10%+ interest rate, maybe you still have time to pack it up and return it. And wives, if you plan to stay married to your husband for as long as you live, remember that the 2 carat diamonds you will be getting for Christmas is really way out of your price range and it’s coming out of your pocket too.
Have a debt free Holiday Season everyone!
